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Credit Review

A visually appealing infographic depicting credit scores, credit cards, and a person reviewing their finances in a modern, clean style.

Credit Review Quiz

Test your knowledge on credit, credit scores, and responsible credit card usage with our engaging quiz. Enhance your understanding and make informed financial decisions!

Discover what a credit report really is.
Understand the difference between Convenience and Revolver users.
Learn how credit scores are calculated.

7 Questions2 MinutesCreated by AnalyzingAssets202

A credit report is a ______.

Listing of your purchases you have not paid back

A collection of information reflecting your credit and credit history.

Collection of credit cards offers for your financial situation

Records of your credit card predicted purchases and payback options

What is a Convenience user to credit card companies?

A person who pays back their credit card every month in full

A person who only uses their credit card for convenience purchases

A person who pays the minimum payment to their credit card every month

A person who uses their credit card sporadically

What is a Revolver user to credit card companies?

A person who pays their credit card every month in full

A person who pays the minimum to their credit card every month

A person with a constant balance in their account adding interest

A person who maxes out their credit card every month

How is a Credit Score calculated?

Your age, your credit card account number sum, divided by number of accounts

Payment history, credit history, zip code, which bank you have

The more credit cards the higher the score, which bank you choose, age, and social security number

Payment history, looking at all balances, credit history, and new/opening accounts

It is important to get as many credit cards as you can open to build credit.

True

False

"I can use one credit card to pay off another."

True

False

If you make only the minimum payment you will end up paying more overtime.

True

False

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