Using apps to make payments

What is the most important thing for you when using any type of app as a payment system? What pain points have you experienced with an app that did not have this feature?
Are you currently using any other app as a form of payment? If not, why?
What would, if anything make you immediately have a negative feeling towards a particular payment system
If you currently are using an app for a payment system, what is the most liked and disliked feature on that app?
What do you wish is on your payment app that isn’t currently on there?
Anything else you would like to add? Such as constructive criticism or points you feel like was not addressed in this survey?
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