Fiscal Fitness Assessment

How much debt do you currently have

Which best describes your personal budget

I follow my budget very closely and keep it up-to-date

I somewhat follow a budget.

I don't follow a budget but I check my bank account balance

I feel like I live paycheck to paycheck

I don't have a budget

Do you have an emergency fund?

Yes, I have enough saved for 3 or more months worth of income

Yes, I have enough saved for 2 months worth of income

Yes, I have enough saved for 1 month worth of income

What do you do when an unexpected expense happens?

I put all of it on my credit card because I don't have the cash available

I have a general savings account for this kind of thing and I pay out of that

I use my emergency fund

I have separate savings accounts for random expenses

Do you and your significant other fight over finances?

No, we have budget meetings

We fight a little bit over money

We fight a lot over money

We are having significant issues

How badly do you want to get out of debt?

Not bad at all. I have minimal debt

I have some debt but it's not urgent

I have some debt but I really want to get rid of it

I have a lot of debt but I don't feel like I can make a dent

I have a lot of debt and I am motivated to get rid of it

I need help with the following budgeting and personal finance issues:

Creating a budget

Accountability to stay on a budget

Help with savings goals (retirement, vacations, purchases, etc)

I'm having relationship issues with my significant other when it comes to money

Paying off debt

I feel like I live paycheck to paycheck

I can't live within my means

I'm very stressed about money

None

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