Are You Ready to Buy a House?

Do you currently own a home?

No, this will be my first

Yes!

No, but I have in the past

How long have you lived in your home?

Less than a year

Less than 3 years

Under 5 Years

Over 5 years

Are you close to paying off your current home?

Done & done!

Close enough

Not at all, but have thoroughly considered that in my budget.

Are you ready to sell?

Yes, I have a trusty agent already helping me

No, I just want a second home!

I haven't even thought about that part

I'm pretty close

How long have you been thinking about buying a home?

For the last couple years

For the last year

For the last 6 months

For the last few weeks

How good are you at budgeting?

What is budgeting?

No, but I'm pretty frugal

I have a budget, but rarely stick to it

I have a budget, but it's fairly flexible

I have a strict budget and only occasionally stray

What is your current job status?

Do you see yourself changing jobs in the next 5 years?

Do you have a lot of expenses?

Nope, nada

No, but I splurge when I want to

Yes, it's hard to keep track

Yes, but I keep them under control

Would you have money for a downpayment?

Do I need one?

A small amount

Yes, and some.

Not until I save a little more

Have you accounted for the other costs related to buying a home?

I thought all I need is a down payment?

No, but I have extra money if needed.

Yes, I know about all the closing costs, and mortgage fees, etc.

Do you know where you'll be in 5 years?

No, but who really does?

I have a vague idea

Yes, it's all part of the plan.

Could you become your own landlord

I wouldn't know where to begin

Not a chance, I'm too busy

Yes, I live for the role

I know how to do basic stuff around the house, and am willing to hire help

Do you consider yourself an organized or responsible person?

Haha that's funny...

When I need to be

I try to be for the most part

Yes, lets set a date and time to discuss just how perfect I am

Are you preapproved?

Should I be?

No, but I plan on starting the process

In the process

Of course

Do you have a flexible timeline?

No, I need to move out within the next couple weeks

It will be... In a few months

Yes, my realtor has already discussed this with me. I'll be good and ready

Do you know how much you can pay for a home?

Don't know, I just want it to be big and purty

I could probably guess based off of my income and expenses

Yes, my loan officer has given me a realistic price point

Are You Ready to Buy a House?

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