General FA Knowledge
Student loan interest can only be written off on federal tax return if you itemize deductions.
True
False
You will need to re-apply for financial aid every year you are in school.
True
False
Grants are free money! They are awarded based on your financial need and do not need to be paid back.
True
False
Work-study programs can help you find on campus employment to help you pay for tuition.
False
True
You have a grace period after graduation where you do not need to pay back your loans for six months.
True
False
Financial need is the amount that you and your family will need help paying.
True
False
Scholarships are not awarded based on need.
True
False
Which of the following are need based?
Loans
Scholarships
Work-Study
Granst
All students will qualify for Pell Grants.
True
False
Is it worthwhile for higher-income family to submit financial aid forms?
No
Yes
Which loan is usually the better deal?
Federal Student Loans
Private Student Loans
When can borrowers postpone repayment of their federal student loans?
If they cannot find a full time job
If they attend graduate school
Experience economic hardships
All three
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