Home Loan Trivia
What important document do you need when making an offer on a home?
Social Security Card
Credit Report
Pre-approval letter
Drivers License
What down payment do you need to avoid paying mortgage insurance on a conventional loan?
3%
3.5%
5%
20%
What are the eligible areas for USDA loans near Boise?
Nampa, Caldwell, Meridian
Kuna, Meridian, Boise
Star, Kuna, Emmett
Emmett, Caldwell, Nampa
You can use a Reverse Mortgage to buy a house.
True
False
Type of loan to use when buying a new home before selling your existing home?
HomePossible
Jumbo
Bridge
Construction
Self-employed borrowers must use tax returns for income qualification.
True
False
Fulcrum Home Loans can do the following types of loans:
HELOC
Bank Statement
Reverse
Construction
Conventional
All of these
Loan program(s) that allows for zero down payment?
USDA, FHA
FHA, Conventional
VA, USDA
Jumbo, VA
What can seller concessions pay for?
Home warranty
Down payment
New roof
Closing costs and rate buydown
Who's your favorite lender?
Michael Stimpson
Rocket Mortgage
Local bank
The other guy
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