Quiz

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Insurance Knowledge Quiz

Test your knowledge on various insurance policies and benefits with our engaging quiz! This quiz is designed for anyone looking to enhance their understanding of group insurance plans from leading providers.

22 thoughtfully crafted questions
Multiple choice format for easy answering
Score and compare your results

22 Questions6 MinutesCreated by UnderstandingPolicy101

HSBC: For group size 2, max entry age is 50, for grp size of 3, can all of them be more than 50 years old?

Yes

AIA: For company with less than 5 employees, if the employees choose to take up GTL, can the spouse choose not to take up GTL?

Yes

GE: Can GE cover foreign base employees?

Yes, as long as it is not more than 50% of the total group size

No, strictly only for employees reside in SG

Yes, as long as it is not more than 10% of the total group size

Yes, no limit for the size

Cigna: For MRI/CT scan, do I pay first then reimburse?

Yes, as long as it is under panel

Yes, as long as you show your Ecard

Yes, as long as you bring your mother along

None of the above

What are the policy starts date for each insurer?

AIA - Pro-rated Monthly, HSBC - Daily, CIGNA - Daily, GE -Daily

AIA - Pro-rated Monthly, HSBC - Daily, CIGNA - Weekly, GE - Monthly

AIA - Daily, HSBC - Daily, CIGNA - Daily, GE -Daily

AIA - Pro-rated Monthly, HSBC - Daily, CIGNA - Weekly, GE - Weekly

Does AIA cover FOREIGN WORKERS ON S-PASS AND WORK PERMIT ONLY?

Yes, with the option GHS Plan 5 - min. 5 lives with at least 2 employees from GHS Plans 1 to Plan 4

Yes, with the option GHS Plan 5 - min. 6 lives with at least 3 employees from GHS Plans 1 to Plan 4

Yes, with the option GHS Plan 5 - min. 5 lives with at least 3 employees from GHS Plans 1 to Plan 4

None of the above

For AIA FVC+, What are the two conditions that need to full fill if you have 3 or 4 lives(minimum 2 Employees) to start a policy?

A minimum annual premium requirement of S$2,600 (excluding GST) & GTL must be taken up

A minimum annual premium requirement of S$3,500 (excluding GST) & GTL must be taken up

A minimum annual premium requirement of S$2,500 (excluding GST) & GTL must be taken up

A minimum annual premium requirement of S$2,500 (excluding GST) & GTL must not be taken up

What is the Financial Underwriting Limit GTL in Great Platinum Benefits?

250,000

500,000

750,000

1,000,000

All 4 insurance companies covered children up to age 25 (Unmarried and unemployed). True or False.

True

False

In HSBC Benefits + what is the condition to full fill if you want to use complementary Chronic Disease Management Program?

For members who take up Group General Practitioner (GP) rider.)

For dependant who take up Group General Practitioner (GP) rider.)

For members who take up GPA

For members who take up GLA

Your company have 19 employees & 5 dependent. If you want to go with the Cigna care connect plan will it be MHD for all?

Yes

In GE GTL plan, for the sum insured of up to $100,000, all pre - existing medical condition are excluded for the first 18 months of continuous coverage

True

False

In HSBC Life B+B, the sum insured for GCI (Acceleration or Additional) must not exceed the sum insured of the GTL plan

True

False

For all: Pre/Post-hospitalization – How many days is a member eligible for?

AIA - 90 days, HBSC - 90 days, GE - 120 days, Cigna - 120 days

AIA - 120 days, HBSC - 90 days, GE - 120 days, Cigna - 90 days

AIA - 90 days, HBSC - 120 days, GE - 120 days, Cigna - 120 days

AIA - 90 days, HBSC - 120 days, GE - 120 days, Cigna - 90 days

For HSBC: What is the loading (percentage) applied to a group size of 1 employee?

20%

40%

60%

80%

For Cigna - If I select Elite as a core plan under inpatient, can I add on Prestige - Outpatient and Executive - Maternity as riders?

Yes

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