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Are you a smart consumer or not? Take this quiz to find out

Should your childcare center have insurance to care for your kids?
Yes but I have no idea what kind
No, legally they aren't required
Yes of course they should have at least _____ type
No why would a daycare need insurance
I don't know
When using an auto repair shop they should have Garage keepers insurance?
Yes of course it protects you while your car is in the shop
I don't know what it is but sounds important
No, legally they aren't required
No this is a completely made up insurance
Before you hire a contractor should you be sure a performance bond is in place?
Yes while it isn't insurance its protects in a failure-to-perform claim arise.
I don't know what a performance bond is
No why would my contractor need a bond
Home-based childcare providers are not required by any entity to have liability insurance. True of False?
True
False
What do you think the approximate annual loss to consumers because of ininsured losses?
Around 800 to 900 million annually
Around 300 to 400 Million annually
Around 600 to 700 thousand annually
Around 100 to 200 thousand annually
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