Personal Auto
Master Your Auto Insurance Knowledge
Test your understanding of personal auto insurance with our engaging quiz! This quiz covers essential topics, including coverage types, principles of insurance, and more. Perfect for anyone looking to enhance their knowledge in the field.
- 10 thought-provoking questions
- Multiple choice format
- Instant feedback on your answers
The part of a standard auto insurance policy that covers damages if the insured (driver) injures someone or damages someone's property is call _coverage
Collision
Liability
Comprehensive
Umbrella
The part of a standard auto insurance policy that pays for damage to an insured vehicle if it is involved in an accident with another car is called _coverage.
Collision
Liability
Comprehensive
Umbrella
The part of a standard auto insurance policy that covers bodily injury caused by a "hit and run" driver or an at-fault driver who has no auto liability insurance is called _coverage.
Bodily injury liability
Uninsured motorists (UM)
Underinsured motorists ( UIM)
Medical payments
The part of a standard auto insurance policy that covers damage to an insured vehicle if the damage results from causes other than an accident with another vehicle is called_ _coverage.
Collision
Liability
Comprehensive
Umbrella
Which principle of insurance helps insurance companies to sue third party in the state of law
Principle of subrogation
Principle of contribution
Principle of insurable interest
Principle of utmost good faith
Which one the policy is not a additional coverage in personal auto insurance
Towing expenses coverage
Rental reimbursement coverage
Third party liability coverage
Electrical equipment coverage
Who are not included in the personal auto policy
Driver
Family members
Son
Relatives
Which principle of insurance deals with material facts in insurance policy
Principle of utmost good faith
Principle of insurable interest
Principle of indemnity
Principle of subrogation
What are the premium determining factors in personal auto insurance
Driver Characteristics
Value of car
Discounts
All of the above
Is third party is a part of insurance contract
Yes
No
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