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ILI Pricing quiz

This insurance provides coverage for a specific period of time, usually from one to 30 years:
Universal Life Insurance
Whole Life Insurance
Term Life Insurance
The cash surrender value of a permanent life insurance is:
The death benefit
Paid to the policyholder when the contract is cancelled
Paid to the insurance company
Which life insurance insures two individuals in one insurance plan?
Whole Life Insurance
Universal Life Insurance
Survivorship Life Insurance
Term Life Insurance
In order to determine the rates they charge, insurance companies look at:
Family health history
Potential dangerous hobbies
Smoking/drinking history
All of the above
Who is the beneficiary of a life insurance policy?
The person who will receive the proceeds of the policy
The person whose life is insured
The person who sold the policy
The person who pays the premiums
Which of the following factors would have the biggest impact on a life insurance premium
Gender
Age
Smoking status
Hazardous hobbies
Occupation
Which of the following life insurance policies accumulate a cash value?
Permanent life insurance
Term life insurance
Which of the following Permanent life insurance policies have flexible premium payments?
Whole life insurance
Universal life insurance
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