Bailee vs Liability

Insured trucking company is hauling food product belonging to another company and during transit, the refrigeration system breaks down which causes the food to spoil. Bailee or Liability?
Bailee
Liability
An employee of an insured animal hospital accidentally allows an animal to escape and become lost or hurt. Bailee or Liability?
Bailee
Liability
An insured computer repair company accidentally fries the circuit board in a customer's computer with a soldering iron during the repair process. Bailee or Liability?
Bailee
Liability
An insured dry-cleaning company suffers a broken pipe causing water damage to the customer’s clothing. Bailee or Liability?
Bailee
Liability
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